Im a person that likes consistency and certainty. I dont take many risks, and I never gamble. Actually Im not too fond of gambling as a whole; especially if its done by somebody else that is using my money.
This morning, on the way to work, I stopped by an ATM to grab some lunch money. I punched in my security code, and checked my balance. I was quite surprised to see that my balance was about € 300,- lower than I expected it to be. I scratched my head a bit and tried to remember what I might have purchased in the last few days that is worth 300 euro.
When I came home and opened the mail from the credit card company, I found my answer. There was a transaction of € 329,- from pstars.com. The envelope also had a letter in it from the credit card company, stating that my credit card was blocked and with a request that I give them a call to verify some transactions.
It turns out that pstars.com is used by an internet poker website, and my credit card was used to purchase 500 US Dollar worth of credit for internet poker. This seemed suspicious to the credit card company, because over the last 3 years all my credit card was used for was Second Life, World of Warcraft and the rent of my web server. I dont gamble, and my poker skills suck ass; why would I spend 329 bucks on a poker site ? It doesnt really make sense, does it ? The credit card company will send me a form which I can fill out to verify that the transaction was invalid. The credit card company will refund my € 329,- , and try to hunt down whoever tried to steal it.
It seems that Ive become the victim of a credit card fraud. 3 days before the poker site made its transaction, I bought a game for my mobile phone on clickgamer.com, using my credit card. I dont know if the website was hacked or if the owners of the website are scammers; but this is the only thing that I can think of where it went wrong. Ive had a VISA card for 9 years, paid for a lot of stuff online with it and never had issues. Ive got a MasterCard since 3 years, paid for a lot of stuff and never had issues up until now.
In general I still think its safe to buy stuff using credit cards, but there are always some assholes that will try to steal from you. Life can be quite shitty sometimes